Fastest Growing
Insurance Book
in Ontario — 2026

When I started my journey with Element Insurance Inc., I had one goal: build something real. Not just a client list — but a reputation. A body of work where every policy I placed meant one more Ontario family, driver, or contractor who had someone genuinely in their corner.

I didn't expect it to happen this fast.

I'm proud to share that I've been recognized for having the fastest growing insurance book of business at Element Insurance — with my client base growing over 10% month-on-month since joining. That growth spans personal auto, home, and an increasingly significant slice of commercial insurance for Ontario contractors and small business owners.^*

Why the Growth?

I'll be honest — I didn't grow by cutting corners or hard-selling. Insurance in Ontario is a crowded, noisy market. Everyone promises the best rate. What most brokers don't promise is time. Time to actually understand your situation. Time to compare 15 carriers instead of presenting one. Time to explain what you're buying before you sign.

That's what I offered. And it turns out — people notice.

A large part of this growth has come through word of mouth. When a first-time homeowner in Waterloo calls because their neighbour referred them, or a Kitchener contractor switches their commercial policy after a friend told them about my service — that's the metric that actually matters. The award recognizes the numbers, but those numbers are made of real people and real decisions.

Personal Lines: Auto & Home

Ontario has some of the highest auto insurance rates in Canada — and the market shifted significantly in 2026 with FSRA's new SABS reforms. Many drivers are unknowingly holding policies that no longer cover what they think they do. I've been proactive in reaching out to existing clients to review their coverage and ensure they're protected under the new framework.

On the home side, I've seen a steady increase in clients coming to me after their renewal came in 20–30% higher than the year before — with no claim on record. By shopping the market across multiple carriers, I've regularly been able to bring those premiums back down significantly without reducing coverage.

Commercial Lines: Contractors & Small Business

The commercial side of my book has grown faster than I anticipated. Ontario's construction and trades sector is booming — and many contractors are operating without proper coverage, often not realizing their personal auto policy doesn't cover a vehicle used for business, or that their tools and equipment are exposed.

I've made it a priority to serve this underserved market. Whether it's a sole-proprietor electrician in Hamilton, a landscaping company in Ancaster, or a renovation contractor operating across the GTA — I understand their exposure and I know how to protect it. Commercial insurance isn't one-size-fits-all, and that nuance is exactly where I've been able to earn trust.

What This Means Going Forward

This recognition isn't a destination — it's a signal to do more. My goal for 2027 is to continue building the most client-centric insurance practice in Ontario, deepen my commercial lines expertise, and bring on talented brokers who share that same philosophy. (If that sounds like you — we're hiring.)

To every client who trusted me with their insurance: this award belongs to you. You chose to pick up the phone, have the conversation, and work with someone who takes your protection seriously. That's not nothing. I don't take it lightly.

Ontario — we're just getting started.

^* Recognition refers to the fastest growing new broker book of business at Element Insurance Inc. since the commencement of Anshik Sinha's brokerage career in 2025. Growth figures reflect client base expansion on personal auto, home, and commercial lines under his individual book.