Ontario Insurance Blog

Plain-English guides to help Ontario drivers and homeowners make smarter insurance decisions — written by a licensed broker who's seen it all.

⚠️ Breaking — Effective July 1, 2026
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Ontario Reform

Ontario's Biggest Auto Insurance Change in Decades — What Every Driver Must Know Before July 1

Several SABS accident benefits that are currently mandatory in every Ontario auto policy are becoming optional add-ons. Millions of drivers could unknowingly lose coverage at renewal.

8 min read · June 16, 2026
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Auto Insurance

10 Proven Ways to Save on Car Insurance in Ontario (2026)

Ontario has some of Canada's highest auto insurance rates. Here are 10 strategies — from telematics to bundling — that can legitimately lower your premium.

5 min read · June 2026
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Home Insurance

Ontario Home Insurance: What's Covered, What's Not, and What to Do About It

A complete guide to home insurance in Ontario — including the coverage gaps most homeowners only discover when they file a claim.

7 min read · June 2026
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Scam Alert

Fake Insurance Brokers in Ontario: How to Spot Them & Protect Yourself

Ghost brokers, TD scams, and unlicensed sellers are rising in Ontario. Here's how to verify your broker is real before you pay a cent.

6 min read · September 2026
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Market Update

Ontario Insurance Market Update 2026: Rates, Reforms & What to Expect

FSRA's July 2026 reforms, rising premiums, and what Ontario drivers and homeowners can actually do to protect their wallets this year.

7 min read · September 2026
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Broker Guide

How to Choose an Insurance Broker in Ontario: 7 Questions to Ask First

Not all brokers are equal. Before you sign anything, ask these 7 questions to avoid costly mistakes and find someone who actually works for you.

5 min read · September 2026

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